Money :(

I hate money...or I love it. I don't know which. 

Before Michael and I got married, we agreed that money can destroy a relationship (based on our own experience) so we made a deal that we wouldn't fight over money. But how can you keep the peace when it comes to something that is constantly hanging over your head? 

It's no secret that we aren't rich. We are barely even getting by! Once my bills are paid, if I pay them on time, I'm completely broke and I have to depend on Michael to provide extra money for our family. This was a great idea to me at first but I'm having a problem with the whole "our money" thing. I'm independent by nature and having to ask for money is about as humiliating as walking naked in public. He always insists that, since we are married now, its mine too and he wants to contribute. Torture. It's absolute torture. 

Another thing I hate about money is just not being able to give Hannah everything I want for her. We are always on the look out for anything free to do around town because mom and Michael are just too broke. I have no idea what I'm going to do when shes older and actually wants expensive things...and gets into expensive after school activities. Furthermore, I want her to go to a private school just to give her every opportunity I possibly can...but without tuition assistance, that's not a reality. I hate having to give other my people the money I work for instead of giving it to the most important girl in my life. I can't even pay all the people I owe money to which depresses me even more. 

I know this is the same ol' story told by everyone and I think its sad. I want to teach Hannah to manage money better...to invest...to save....to get a good education so she can get a good job.....to pay her bills on time, every time. Starting now! We have started a chore chart for Hannah. We pay her 25 cents for each chore she completes each week. Then we put it away and tell her to save it for something big, like Disney World. I hope she will learn the value of the money shes earned and will think twice before spending it away.